Ground-Up Construction
Acquisition and construction capital for qualified non-owner-occupied residential projects.
- New and experienced builders
- Budget and draw review
- Exit-to-sale or refinance
Capital • Construction • Execution
Built for the people who build.
TRS brings together construction services, property expertise, and business-purpose real estate financing for builders, investors, and project partners.
20+ years mortgage experience4 financing strategies1 accountable capital partner
Financing solutions
Capital aligned with your project and exit.
We evaluate the borrower, property, budget, leverage, liquidity, experience and exit strategy before positioning the file with an appropriate capital source.
Bridge Financing
Short-term capital for acquisitions, completed inventory, timing gaps and transitional assets.
- Fast-moving opportunities
- Credible sale or refinance exit
- Business-purpose transactions
Fix & Flip / Rehab
Purchase and renovation financing evaluated against project cost and after-repair value.
- Acquisition plus rehab
- Scope and budget analysis
- Investor experience review
DSCR Rental Loans
Long-term rental financing primarily evaluated through property cash flow and collateral.
- 30-year investor financing
- Short- and long-term rentals
- Purchase or refinance
TRS Construction Deal Analyzer
See whether your construction deal works.
Enter the borrower, property and project numbers for a quick construction snapshot. This is an educational estimate—not a loan approval or commitment.
Total project cost$0
Estimated profit$0
Profit margin0%
Cost per unit$0
Enter your construction deal information to begin.
A disciplined capital process
Clear structure. Clean execution.
- 01
Review
We identify the request, economics, borrower profile and closing deadline.
- 02
Structure
We test leverage, liquidity, experience, collateral and exit.
- 03
Package
We organize a decision-ready file and coordinate lender conditions.
- 04
Execute
We manage communication through closing with clear next steps.
Construction & Government Contracting
Project discipline from scope to closeout.
TRS provides residential construction, renovation, and project coordination in Dallas-Fort Worth and North Texas. We welcome public-sector contracting and teaming opportunities with prime contractors.
Planning & Budgets
Preconstruction planning, scope development, budget development, cost tracking, and draw review.
Field Coordination
Contractor, subcontractor, and vendor coordination, with schedule and milestone monitoring.
Quality & Closeout
Inspection readiness, quality control, punch-list follow-up, documentation, and project closeout.
Professional development: Angela Mills completed the DISD Bond Program. Program completion is separate from TRS’s DBE and WOSB certifications.
TRS leadership
Property expertise. Financial discipline. Hands-on experience.
Managing Director
Angela Mills
Angela brings more than 20 years of mortgage banking and underwriting experience, alongside real estate investment, construction planning, and 1.5 years as a builder. Her background supports loan structuring, budget analysis, documentation, and project risk review.
Angela has completed builder training and the DISD Bond Program.
Vice President
Edward Mills
Edward brings 10 years as a property adjuster, 20 years as a real estate investor, and 1.5 years as a builder. His background strengthens TRS’s property assessment, repair-scope review, field coordination, and quality-control capabilities.
A
Call Ava: 972-694-0227Meet Ava
Start with answers—not phone tag.
Ava is Angela’s financing assistant. She helps with initial questions and intake, then connects you with mortgage broker Angela Mills.
Submit a deal
Bring us the facts. We’ll evaluate the path.
For the fastest review, have the property address, costs, budget, value, credit, experience, liquidity, closing date and exit ready.
Before you submit
What serious borrowers should know.
Does TRS lend directly?
TRS structures and brokers business-purpose financing through participating capital providers. Approval and terms are determined by the lender after underwriting.
What makes a deal review-ready?
A clear address, purchase or basis, budget, expected value, credit, experience, liquidity, closing date and realistic exit.
Can a new builder qualify?
Potentially. New-builder programs commonly require stronger credit, liquidity, a qualified general contractor and a supported budget.
How quickly can a loan close?
Timing varies by product and file readiness. A complete package and prompt third-party reports materially improve execution.